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A
and R Research - Personal Finance & Credit
This most complete file contains more than 7,000,000
active consumers. It is available for postal mailing, telemarketing,
or emailing. The file is updated monthly and additional selections
include credit rating, credit card use, financial obligations, debt,
donors, investors, loan recipients, age, gender, income, geography,
and recency.
|
Postal |
Phone |
Email |
| Credit
- Self Rated |
426,506 |
192,981 |
119,362 |
| Excellent |
134,676 |
47,018 |
37,738 |
| Fair |
104,466 |
52,800 |
29,063 |
| Good |
94,293 |
41,316 |
27,886 |
| Poor |
125,086 |
65,812 |
32,604 |
| Credit
Cards |
6,565,905 |
3,044,190 |
1,318,469 |
| Currently Have
Credit/Debit Card |
18,254 |
8,632 |
10,850 |
| I Qualify for
a Major Credit Card |
121,277 |
43,502 |
31,304 |
| Most Frequent
- American Express |
8,521 |
3,277 |
1,596 |
| Most Frequent
- Discover |
11,618 |
4,297 |
2,175 |
| Most Frequent
- Master Card |
42,599 |
18,927 |
7,265 |
| Most Frequent
- Other |
44,511 |
24,031 |
24,979 |
| Most Frequent
- Visa |
94,584 |
43,653 |
15,322 |
| Use - American
Express |
938,150 |
368,427 |
204,061 |
| Use - ATM |
3,081,701 |
1,400,000 |
589,983 |
| Use - Debit |
2,990,067 |
1,357,722 |
595,311 |
| Use
- Department Store/Oil Company |
1,358,535 |
535,540 |
311,451 |
| Use - Diners Club |
102,727 |
44,147 |
19,377 |
| Use - Discover |
1,270,737 |
512,624 |
268,493 |
| Use - Master Card |
2,945,688 |
1,246,636 |
594,771 |
| Use - Secured |
210,406 |
102,793 |
33,628 |
| Use - Visa |
3,958,326 |
1,736,176 |
854,609 |
| Debt
- Months Behind |
859 |
449 |
195 |
| 0 Months/Current |
386 |
196 |
99 |
| 1 to 2 Months |
235 |
123 |
38 |
| 3 to 4 Months |
168 |
87 |
37 |
| 5 to 6 Months |
113 |
63 |
21 |
| 7 to 8 Months |
56 |
30 |
11 |
| 9 to 10 Months |
70 |
42 |
15 |
| 11 to 12+ Months |
283 |
155 |
58 |
| Debt
- Amount |
3,657,944 |
1,703,947 |
801,016 |
| Credit Card -
$0 to $5,000 |
2,598,439 |
1,214,915 |
547,270 |
| Credit Card -
$5,000 to $9,999 |
813,878 |
379,041 |
189,453 |
| Credit Card -
$10,000 to $14,999 |
235,984 |
115,229 |
62,979 |
| Credit Card -
$15,000 to $19,999 |
133,750 |
59,288 |
32,323 |
| Credit Card -
$20,000 to $49,999 |
140,633 |
62,251 |
35,322 |
| Credit Card -
More Than $50,000 |
45,243 |
19,280 |
10,365 |
| Consolidated
- $5,000 to $10,000 |
699 |
418 |
152 |
| Consolidated -
$10,000 to $20,000 |
475 |
248 |
105 |
| Consolidated -
$20,000 to $40,000 |
251, |
124 |
61 |
| Consolidated -
$40,000 to $60,000 |
80 |
38 |
21 |
| Consolidated -
$60,000 to $80,000 |
39 |
27 |
12 |
| Consolidated -
$80,000 to $100,000 |
18 |
10 |
3 |
| Consolidated -
Over $100,000 |
33 |
14 |
6 |
| Tax Debt - Less
Than $10,000 |
8,564 |
3,922 |
1,942 |
| Tax Debt - $10,000
to $24,999 |
1,411 |
663 |
330 |
| Tax
Debt - $25,000 to $49,999 |
718 |
325 |
149 |
| Tax
Debt - $50,000 to $99,999 |
343 |
151 |
83 |
| Tax
Debt - More Than $100,000 |
390 |
166 |
75 |
| Debt
- Type |
878 |
461 |
197 |
| Credit
Card |
677 |
345 |
159 |
| Department
Store Credit |
192 |
100 |
47 |
| IRS |
30 |
8 |
4 |
| Medical
Bills |
85 |
49 |
15 |
| Other |
268 |
145 |
32 |
| Personal
Loan |
148 |
85 |
27 |
| Student
Loan |
121 |
70 |
26 |
| Utility
Disconnect |
68 |
36 |
7 |
| Donate |
6,439,693 |
2,997,310 |
1,285,821 |
| Animal |
780,630 |
350,840 |
176,524 |
| Charitable
Cause |
124,174 |
67,968 |
72,876 |
| Children's |
954,281 |
465,649 |
236,415 |
| Cultural/Arts |
467,189 |
209,561 |
102,730 |
| Environmental |
645,926 |
293,102 |
160,046 |
| Health |
733,310 |
325,090 |
169,684 |
| Humanitarian |
626,092 |
274,410 |
136,849 |
| Other
Causes |
11,331 |
6,669 |
5,914 |
| Political Conservative |
196,987 |
80,640 |
48,037 |
| Political Liberal |
185,512 |
81,190 |
43,266 |
| Religious |
1,215,550 |
554,919 |
288,944 |
| Veterans |
657,698 |
278,271 |
159,317 |
| Financial
Services |
2,415,558 |
1,252,559 |
645,240 |
| Bankruptcy |
9,841 |
6,243 |
5,769 |
| Credit Card Debt
Consolidation |
12,053 |
6,572 |
6,285 |
| Credit Cards -
Interest In |
244,160 |
126,261 |
45,746 |
| Credit
Report |
132,073 |
68,546 |
40,052 |
| Debt
Consolidation |
712,614 |
395,559 |
113,454 |
| Debt
Counseling |
5,131 |
2,838 |
913 |
| Finance
Services Purchased - Catalog/Mail |
35,265 |
17,659 |
9,012 |
| Finance
Services PUrchased - Internet |
181,494 |
83,567 |
29,473 |
| Financial
Services |
19,030 |
12,115 |
9,716 |
| Find
an Attorney |
172 |
101 |
94 |
| Get
Cash for Insurance Annuities or Structured Settlement |
53 |
34 |
30 |
| Loan
- Auto |
26,579 |
13,555 |
9,479 |
| Loan
- Bad Credit |
26,689 |
17,832 |
15,874 |
| Loan
- Business |
8,739 |
5,641 |
4,853 |
| Loan
- Consolidate - Student Loan |
13,103 |
7,685 |
6,143 |
| Loan
- Home Equity |
55,365 |
27,928 |
31,715 |
| Loan
- Mortgage |
543,634 |
313,222 |
182,084 |
| Loan
- Mortgage Recently Completed |
584,035 |
273,316 |
194,867 |
| Loan
- Other |
40,325 |
25,544 |
27,190 |
| Loan
- Personal |
38,760 |
23,734 |
19,768 |
| Loan
- Refinance |
452,930 |
235,272 |
135,230 |
| Loan
- Remodel |
24,895 |
13,167 |
6,755 |
| Pet
Insurance |
6,047 |
2,962 |
2,908 |
| Scholarships |
2,208 |
1,214 |
1,111 |
| Tax
Help |
84,750 |
44,914 |
18,306 |
| Investments |
3,844,077 |
1,861,815 |
1,013,451 |
| 401K |
264,480 |
146,614 |
133,634 |
| Annuities |
711,455 |
343,222 |
175,165 |
| Bonds |
19,597 |
11,580 |
11,452 |
| CD |
1,336,961 |
684,135 |
315,626 |
| College
Savings |
90,276 |
54,932 |
45,505 |
| Commodities |
9,649 |
5,286 |
3,708 |
| Estate
Planning |
598,920 |
305,932 |
142,687 |
| Financial
Offers |
1 |
1 |
1 |
| Financial
Tool Kit |
23,617 |
12,614 |
2,959 |
| Foreign
Currency |
7,819 |
3,598 |
1,843 |
| Gold
and Silver |
186,764 |
116,758 |
80,743 |
| Investable
Capital - $0 to $2,500 |
4,433 |
2,930 |
2,834 |
| Investable
Capital - $2,500 to $5,000 |
24,403 |
14,174 |
13,218 |
| Investable
Capital - $5,000 to $10,000 |
1,612 |
930 |
908 |
| Investable
Capital - $10,000 to $20,000 |
2,249 |
1,130 |
1,098 |
| Investable
Capital - $20,000 to $50,000 |
630 |
349 |
355 |
| Investable
Capital - $50,000 to $100,000 |
467 |
247 |
264 |
| Investable
Capital - $100,000+ |
559 |
287 |
287 |
| Investment
Strategy |
17,091 |
9,633 |
9,826 |
| IRA |
1,746,417 |
785,242 |
455,996 |
| Life
Insurance |
1,873,027 |
895,582 |
476,081 |
| Long
Term Care Insurance |
5,856 |
2,661 |
1,174 |
| Mutual
Funds |
1,664,426 |
751,792 |
418,123 |
| Offshore
- Interested In |
8,367 |
5,035 |
4,810 |
| Options |
161 |
84 |
72 |
| Other
Investments |
179,900 |
105,882 |
98,468 |
| Precious
Metals |
16,295 |
9,443 |
7,949 |
| Real
Estate |
1,297,514 |
659,661 |
347,680 |
| Retirement
Planning |
19,568 |
11,099 |
8,417 |
| Savings
Accounts |
54,502 |
32,212 |
31,874 |
| Stocks |
33,702 |
19,007 |
19,490 |
| Stocks/Bonds |
931,991 |
451,401 |
341,462 |
| Structured
Settlement |
1,833 |
1,140 |
1,058 |
| Tax
Frees |
788,416 |
400,148 |
183,241 |
| Treasury
Bills |
212 |
106 |
101 |
| Loan
Information |
14,683 |
8,859 |
9,193 |
| Monthly
Obligation - $0 to $999 |
224 |
159 |
159 |
| Monthly
Obligation - $1,000 to $2,499 |
165 |
109 |
115 |
| Monthly
Obligation - $2,500 to $4,999 |
49 |
30 |
33 |
| Monthly
Obligation - $5,000 to $9,999 |
12 |
5 |
8 |
| Monthly
Obligation - $10,000+ |
13 |
8 |
8 |
| Mortgage
Balance - Less Than $20,000 |
298 |
210 |
209 |
| Mortgage
Balance - $20,000 to $50,000 |
3,842 |
2,497 |
2,536 |
| Mortgage
Balance - $50,000 to $100,000 |
4,680 |
2,789 |
2,863 |
| Mortgage
Balance - $100,000 to $200,0000 |
3,584 |
2,015 |
2,214 |
| Mortgage
Balance - $200,000 to $300,000 |
989 |
567 |
638 |
| Mortgage
Balance - $300,000 to $400,000 |
317 |
189 |
189 |
| Mortgage
Balance - $400,000 to $500,000 |
191 |
120 |
124 |
| Mortgage
Balance - $500,000 to $750,000 |
81 |
55 |
53 |
| Mortgage
Balance - $750,000 to $1,000,000 |
67 |
47 |
36 |
| Mortgage
Balance - More Than $1,000,000 |
234 |
158 |
153 |
| Mortgage
Rate - Less Than 3% |
472 |
269 |
242 |
| Mortgage
Rate - 3% to 5% |
3,396 |
2,128 |
2,164 |
| Mortgage
Rate - 5% to 7.5% |
5,815 |
3,316 |
3,658 |
| Mortgage
Rate - 7.5% to 10% |
1,981 |
1,253 |
1,204 |
| Mortgage Rate
- 10% to 12.5% |
746 |
510 |
483 |
| Mortgage Rate
- 12.5% to 15% |
70 |
47 |
36 |
| Mortgage Rate
- More Than 15% |
46 |
27 |
22 |
| Need
- $0 to $20,000 |
3,986 |
2,591 |
2,784 |
| Need
- $20,000 to $50,000 |
2,070 |
1,308 |
1,261 |
| Need
- $50,000 to $100,000 |
2,830 |
1,823 |
1,820 |
| Need
- $100,000 to $200,000 |
2,026 |
1,223 |
1,272 |
| Need
- $200,000 to $300,000 |
544 |
354 |
358 |
| Need
- $300,000 to $400,000 |
137 |
87 |
78 |
| Need
- $400,000 to $500,000 |
169 |
108 |
99 |
| Need
- $500,000 to $750,000 |
62 |
36 |
45 |
| Need
- $750,000 to $1,000,000 |
81 |
54 |
59 |
| Need
- $1,000,000+ |
305 |
204 |
206 |
| Total
Creditors |
2,852 |
1,668 |
1,241 |
| 1 |
130 |
82 |
31 |
| 2 |
403 |
247 |
217 |
| 3 |
359 |
204 |
156 |
| 4 |
356 |
207 |
156 |
| 5 |
919 |
535 |
522 |
| 6 |
203 |
118 |
59 |
| 7 |
87 |
41 |
17 |
| 8 |
75 |
44 |
17 |
| 9 |
39 |
24 |
8 |
| 10+ |
278 |
163 |
57 |
PRICING:
| Base 1-Time Use |
$85/M
($425 Min) |
| Base Unlimited
Use |
$170/M ($850
Min) |
|
|
| Additional
Selections: |
|
| Age |
$10/M |
| Category Select |
$10/M |
| Email Blast (Email
Blast Done by List Owner) |
$125/M |
| Gender |
$5/M |
| Geography |
$5/M |
| Income |
$5/M |
| Monthly Hotline |
$10/M |
| Telephone Numbers |
$25/M |
| Title Addressing |
$3/M |
| Bar Coding |
$7/M |
| Key Coding |
$3/M |
| Split Charge ($25
Min.) |
$5/M
|
| Merge Charge ($25
Min.) |
$5/M |
| Each Duplicate
Copy ($125 Min) |
$25/M |
|
|
| Formats: |
|
| P.S. Labels |
$8/M |
| Cheshire Labels |
N/C |
| Magnetic Tape/Cartridge |
$30/F |
| Disk (Unlimited
Use) |
$50/F |
| Electronic Transfer |
See Below |
| 3X5 Cards (Unlimited
Use) |
$25/M |
| Sheet List |
$25/M |
| CD-Rom (Unlimited
Use) |
$125/F |
|
|
| Shipping/Handling |
|
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